Home  | Locations  | Investor Relations  | Employment  | Contact Us

Deposit Account Interest Rates

Effective as of September 29, 2010

Certificate of Deposit

Fixed Rate CD Term* Up to $25,000 APY $25,000 and above APY
91 Days
$1,000 Minimum		 0.30% 0.30%
6 Month
$1,000 Minimum		 0.65% 0.70%
12 Month
$1,000 Minimum		 1.00% 1.05%
18 to 24 Month
$1,000 Minimum		 1.40% 1.45%
30 to 36 Month
$500 Minimum		 2.00% 2.00%
42 to 48 Month
$500 Minimum		 2.25% 2.25%
54 to 60 Month
$500 Minimum		 2.61% 2.61%

*A substantial penalty for early withdrawal may be imposed. APY (Annual Percentage Yield) based on quarterly compounding. Rates are subject to change at any time.

For information about rates for jumbo Certificates of Deposit, $100,000 or over, please call 570.752.3671 or 888.759.2266


Individual Retirement Account

IRA Certificate of Deposit

Fixed Rate CD Term* Annual Percentage Yield
6 Month
$500 Minimum		 0.70%
12 Month
$500 Minimum		 1.05%
2 Year
$500 Minimum		 1.45%
5 Year
$500 Minimum		 2.61%

*A substantial penalty for early withdrawal may be imposed. APY (Annual Percentage Yield) based on quarterly compounding. Rates are subject to change at any time.


Statement Savings Account

Minimum Balance Interest Rate Annual Percentage Yield
$.00 and Up 0.40% 0.40%

*Rates are subject to change any time. APY (Annual Percentage Yield) is based on quarterly compounding. $10 minimum to open. Daily balance requirement of $100 to avoid fees. Fees may reduce earnings. Interest rate may vary.


Money Market Deposit Account

Minimum Balance Interest Rate Annual Percentage Yield
$.00 - $999.99 0.00% 0.00%
$1,000 - $9,999.99 0.25% 0.25%
$10,000 and Up 0.50% 0.50%

*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $1,000 minimum to open. Fees may reduce earnings. Interest rates may vary.


Premium Money Market Deposit Account

Minimum Balance Interest Rate Annual Percentage Yield
$1,000 - $24,999.99 0.25% 0.25%
$25,000 - $49,999.99 0.50% 0.50%
$50,000 - $99,999.99 0.75% 0.75%
$100,000 - $499,999.99 1.00% 1.00%
$500,000 and up 1.24% 1.25%

*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $25,000 minimum to open. Fees may reduce earnings. Interest rates may vary.


Personal Touch Investment Checking

Minimum Balance Interest Rate Annual Percentage Yield
$.00 - $499.99 0.00% 0.00%
$500 - $9,999.99 0.25% 0.25%
$10,000 and Up 0.50% 0.50%

*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $1,000 minimum to open. Daily balance requirement of $5,000 to avoid fees. Fees may reduce earnings. Interest rates may vary.


Interest Checking

Minimum Balance Interest Rate Annual Percentage Yield
$0 - $499.00 0.00% 0.00%
$500 - $9,999.99 0.25% 0.25%
$10,000 and Up 0.40% 0.40%

*Rates are subject to change any time. APY (Annual Percentage Yield) is based on monthly compounding. $500 minimum to open. Daily balance of $500 to avoid fees.. Fees may reduce earnings. Interest rates may vary.